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estate planning

Estate Planning

Regardless of whether one is independently wealthy or not, all of us want to protect the ones we love. We are already busy in everyday life, planning such simple things as meals, events, appointments, etc. Although it is not necessarily a pleasant subject, it is critical that we think about the legacy we will leave to our family when we pass. Why is it important to make plans for our loved ones if something happens to us?

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income tax


Value Added Tax (VAT) is a tax on consumption levied in the United Kingdom by the National Government. It was introduced in 1973 and is the third largest source of government revenue after Income Tax and National Insurance. It is administered and collected by HM revenue and customs, primarily through the Value Added Tax Act 1994. VAT is levied on most goods and services provided by registered businesses in the UK and some goods and services imported from outside the European Union.

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